Rotterdam, 19 July 2021 – DMPM first presented itself to the Dutch market five years ago, at the same time as launching the IQWOON label. In those five years, DMPM has evolved into a major player in the mortgage market with a portfolio worth over 10 billion euros. Alongside IQWOON, DMPM launched the successful labels Robuust, HollandWoont, Hypotrust Vrij Leven, and Clarian Wonen.
Thanks to successful partnerships with national and international investors, DMPM has managed to build up a mortgage portfolio of some 45,000 customers over the past five years. In 2021 alone, the company received a total of 13,000 applications for private residential mortgages in all risk classes. DMPM mortgages are particularly popular in the NHG segment, with Mortgage Data Network (HDN) figures showing that DMPM's labels achieved a market share of 14% of NHG loans applications in 2021.
Investors who are looking to benefit from attractive risk adjusted returns in the Dutch residential mortgage market are invited to have an orientated conversation with DMPM. With different platforms to invest in, investors will be able to benefit from full exposure on guaranteed on non-guaranteed NL mortgages.
The Dutch residential mortgage market has been in overdrive for some time. Housing prices have been soaring as demand has been very much higher than supply, a situation that is expected to continue for some time, as relatively low mortgage rates have improved affordability. Furthermore, institutional investors have discovered the asset class during the past years, including foreign institutions, and they are eagerly seeking to fund and benefit from the superior risk/return characteristics. Dutch consumers and their financial advisors are eagerly looking to benefit from the low interest rates. In September 2019 DMPM already launched the HollandWoont label for mortgages that apply for NHG. Due to high property values a growing number of consumers are directed towards the non-NHG segment. This is the case with, for example, senior home owners with an LTV of 80% or even lower and a property value exceeding EUR 325.000. Through Clarian Wonen, DMPM provides investors direct and instant access to this attractive market segment, since there is no waiting list.
A unique feature of the Clarian Wonen label is the strict separation from the NHG-labels of DMPM, such as HollandWoont. This way the movements within the portfolio to undesired mortgage classes is limited or at least financially compensated for. Investors are able to invest in both platforms simultaneously and can choose twelve mortgage classes/investment buckets regarding duration periods, fixed interest periods, LTV-ratios and interest-only ratio. This optionality makes both platforms an ideal asset within the Fixed Income segment, for both return seeking portfolios and investors seeking to more accurately match their liability structure.
‘DMPM has grown rapidly since its launch in 2016 and forms the bridge between investors and consumers,’ says Rolf Belonje, CEO of DMPM. ‘Thanks in part to the services provided by the sister companies that are also part of the Blauwtrust Groep, namely Conneqt, Quion, and De Hypotheker, DMPM is able to cover the entire mortgage chain in an integrated manner. In the past five years, we have established a good foundation on which we will build further and implement new developments in the years to come. We are extremely proud of the results achieved, which would not have been possible without our investors, brokers, business partners, and employees!’