The opportunity to purchase a new property is primarily dependent on the value of the property and the income
DMPM researched the composed effect of the development in the houseprice index and the income developments over time. By defining sample couples, an analysis was performed on the affordability versus the houseprice index over the period between 2010 and 2023.
The main conclusion is that the higher income candidate buyers are worse off compared to lower income candidate borrowers. On the website of DMPM, the original study has been published. Schalko Deddens, the author of the research and Portfolio Manager at DMPM, was cited in the national newspaper the Telegraaf: “Higher value properties more exposed to price decrease”.
For the benefit of the investors in the DMPM labels, DMPM performs on a regular basis research to market trends or on investor specific topics, related to their portfolios. When the topic is considered sufficiently in common interest, DMPM publishes the article on the website.